Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Questions : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Sep 05, 2025
  • Q&As: 92 Questions and Answers

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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. Reasonable and customary charges for health care are based primarily on:

A) Actuarial tables
B) Insurance industry studies
C) Average charges within a geographic area
D) National physician surveys


2. Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:

A) Applicant's family's consent
B) Copy of the person's living will
C) Report of a physical examination
D) Power of attorney


3. Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?

A) Auto accidents
B) Tropical disease
C) Intentionally self-inflicted injuries
D) Cancer


4. When a producer engages in unfair practices, all of the following are true EXCEPT:

A) The Maryland Insurance Administration's decision is final
B) The Maryland Insurance Administration can suspend the producer's license
C) The Maryland Insurance Administration can investigate the problem and hold a hearing
D) The Maryland Insurance Administration can issue a cease and desist order


5. A policy of life insurance may NOT be delivered unless the policy has a:

A) Financial statement of the life insurance company
B) Premium coupon book
C) Notary seal
D) Legible and brief description of the policy on the first page


Solutions:

Question # 1
Answer: C
Question # 2
Answer: C
Question # 3
Answer: C
Question # 4
Answer: A
Question # 5
Answer: D

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