First-rate expert team
Our company employs the first-rate expert team which is superior to others both at home and abroad. Our experts team includes the experts who develop and research the IF1 cram materials for many years and enjoy the great fame among the industry, the senior lecturers who boost plenty of experiences in the information about the exam and published authors who have done a deep research of the IF1 latest exam file and whose articles are highly authorized. They provide strong backing to the compiling of the IF1 exam questions and reliable exam materials resources. They compile each answer and question carefully. Each question presents the key information to the learners and each answer provides the detailed explanation and verification by the senior experts. The success of our IF1 latest exam file cannot be separated from their painstaking efforts.
Be real-exam-based
Our IF1 cram materials take the clients' needs to pass the test smoothly into full consideration. The questions and answers boost high hit rate and the odds that they may appear in the real exam are high. Our IF1 exam questions have included all the information which the real exam is about and refer to the test papers in the past years. Our IF1 cram materials analysis the popular trend among the industry and the possible answers and questions which may appear in the real exam fully. Our IF1 latest exam file stimulate the real exam's environment and pace to help the learners to get a well preparation for the real exam in advance. Our IF1 exam questions won't deviate from the pathway of the real exam and provide wrong and worthless study materials to the clients.
Constant improvements are the inner requirement for one person. As one person you can't be satisfied with your present situation and must keep the pace of the times. You should constantly update your stocks of knowledge and practical skills. So you should attend the certificate exams such as the test CII certification to improve yourself and buying our IF1 latest exam file is your optimal choice. Our IF1 exam questions combine the real exam's needs and the practicability of the knowledge. The benefits after you pass the test CII certification are enormous and you can improve your social position and increase your wage. Our IF1 cram materials will help you gain the success in your career. You can be respected and enjoy the great fame among the industry. When applying for the jobs your resumes will be browsed for many times and paid high attention to. The odds to succeed in the job interview will increase. So you could see the detailed information of our IF1 exam questions before you decide to buy them.
The great system
The system of our IF1 latest exam file is great. It is developed and maintained by our company's professional personnel and is dedicated to provide the first-tier service to the clients. Our system updates the IF1 exam questions periodically and frequently to provide more learning resources and responds to the clients' concerns promptly. Our system will supplement new IF1 latest exam file and functions according to the clients' requirements and surveys the clients' satisfaction degrees about our IF1 cram materials. Our system will do an all-around statistics of the sales volume of our IF1 exam questions at home and abroad and our clients' positive feedback rate of our IF1 latest exam file. Our system will deal with the clients' online consultation and refund issues promptly and efficiently. So our system is great.
CII IF1 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Ethics and Professional Standards | 3% | - Application to insurance scenarios - CII Code of Ethics |
| Principle of Utmost Good Faith | 11% | - Duty of disclosure and representation - Remedies for breach of duty - Insurance Act 2015 provisions |
| Consumer Protection and Dispute Resolution | 8% | - Consumer Insurance (Disclosure and Representations) Act 2012 - Financial Ombudsman Service (FOS) - Complaints handling procedures - Financial Services Compensation Scheme (FSCS) |
| Principle of Indemnity | 7% | - Meaning and purpose of indemnity - Average clause application - Exceptions to indemnity - Methods of providing indemnity |
| Proximate Cause | 2% | - Definition and identification - Application to claims settlement |
| Principle of Insurable Interest | 5% | - Definition and legal basis - Application in different insurance types - When insurable interest must exist |
| Nature and Structure of Insurance | 14% | - Market structures and distribution channels - Purpose and benefits of insurance - Participants in the insurance market - Classification of insurance business |
| Contribution and Subrogation | 6% | - Right of contribution between insurers - Right of subrogation and its limits |
| Contract and Agency Law | 9% | - Law of agency and authority - Application to insurance contracts - Essentials of a valid contract |
| Compulsory Insurance and Legislation | 3% | - Statutory requirements for compulsory insurance - Key relevant statutes |
| UK Regulatory Framework | 12% | - Insurance Distribution Directive (IDD) - Authorisation and supervision - ICOBS rules and conduct standards - Role of PRA and FCA |
| Risk and Insurance | 10% | - Features of insurable risk - Risk management and control methods - Concepts of risk and types of risk |
CII Insurance Legal and Regulatory (IF1) Sample Questions:
1. Self-insurance arises when a
A) policyholder finds that he has inadvertently taken out more than one policy covering the same risk.
B) company decides to set aside a fund to pay losses that may occur.
C) number of insurers agree to collectively insure a particular risk in agreed proportions.
D) policyholder decides to insure proportions of his property with different insurers.
2. What type of reduction is sometimes applied to the replacement cost of an item under an insurance policy claim in order to reflect the application of indemnity?
A) Wear and tear.
B) Loss of interest.
C) Brokerage.
D) An excess.
3. Which professional body specialises in giving its members advice on the long-term management of assets and liabilities?
A) The Chartered Institute of Loss Adjusters.
B) The International Underwriting Association of London.
C) The Institute and Faculty of Actuaries.
D) The Lloyd's Market Association.
4. The Financial Ombudsman Service will make a ruling on a dispute between
A) a third party and the insurer against whom he is making a liability claim.
B) an insurer and a reinsurer.
C) an insurance broker and an insurer.
D) a private individual and an insurer.
5. A house slatls to have subsidence problems due to the negligence of a cable-laying company. The owner of the house claims under his household buildings insurance policy. Which principle allows the insurer to recover from the cable-laying company?
A) Subrogation.
B) Assignment.
C) Contribution.
D) Salvage.
Solutions:
| Question # 1 Answer: B | Question # 2 Answer: A | Question # 3 Answer: C | Question # 4 Answer: D | Question # 5 Answer: A |



